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Would you go to Las Vegas and bet your mortgage on where that little ball settles when the roulette wheel stops spinning? We didn’t think so and for the same reasons, you shouldn’t be gambling with what’s in your credit report. Most Americans have no idea what their credit report says about them and that’s […]
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Bankruptcy or “BK” as it is commonly referred to, no longer carries the stigma that it once did. Things occur in our lives that are unforeseen, yet they can impact us both personally and professionally. Covid-19 is just one such notable example as many people have reduced incomes, been furloughed or have lost their jobs […]
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F.C.R.A. stands for the Fair Credit Reporting Act and this is a consumer protection law that helps to ensure the accuracy, fairness and privacy of the information in a consumer’s credit bureau files. The purpose of this federal law is to regulate the way credit agencies can collect, access and share the information in your personal credit reports. Why is this so important? Because a […]
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Looking to improve your credit score? Here are six steps you can follow.